Dovly AI

AI-powered credit repair, building, and protection—for free.

Freemium

Description

Dovly AI is an advanced, AI-driven credit platform designed to help users build, repair, and safeguard their credit profiles, all in one place. The service leverages artificial intelligence to review credit reports, identify errors and weaknesses, and automate dispute processes for efficient resolution without the stress of traditional methods.

With options ranging from free to premium, Dovly AI provides personalized tools for credit score improvement, ongoing monitoring, identity protection, and credit-building opportunities, empowering users to achieve strong credit outcomes quickly and securely.

Key Features

AI Credit Analysis: Automated review of credit reports to identify key areas for improvement
Personalized Action Plans: Customized steps to build or repair credit efficiently
AI Dispute Support: Automated or manual dispute tools help remove errors from reports
Multi-Bureau Disputes: Support for submitting disputes across multiple credit bureaus
Credit Builder Tradeline: Offers a $2,000 tradeline for jumpstarting credit activity (premium)
Real-Time Credit Monitoring: Weekly or monthly credit score and report updates
24/7 Credit Protection: Ongoing credit monitoring with alerts for changes or breaches
Identity Theft Insurance: Up to $1M in coverage against identity theft (premium)
TransUnion Credit Lock: Instantly lock credit profile with TransUnion for fraud prevention
Pre-Qualified Offers: Unlock access to credit cards and loans matched to your profile

Use Cases

Credit score improvement for major purchases
Automatic dispute of credit report errors
Continuous credit score and report monitoring
Identity theft protection and remediation
Building positive credit history from low scores
Qualifying for better loan and credit card terms
Staying updated on credit risks and breaches

Frequently Asked Questions

What is Dovly AI?

Dovly AI is the first all-in-one credit platform powered by artificial intelligence, designed to help users take control of their credit journey—building, repairing, and protecting their credit profiles efficiently and securely.

How does Dovly’s AI credit engine work?

After signing up without a hard credit pull, Dovly’s AI evaluates your credit report, generates a personalized action plan, and automates dispute and credit-building processes while continuously monitoring your credit.

How many points do members typically see as improvement?

Free members see an average score increase of 34 points, while Premium AI members experience an average score lift of 82 points after more than six months of enrollment.

What do I need in order to enroll?

To enroll, you must be at least 18 years old, a U.S. resident, and have a valid Social Security number. Identity verification is required, and sign-up takes less than 2 minutes without affecting your credit score.

Can I trust Dovly AI with my data?

Yes. Dovly AI partners with reputable financial institutions and uses advanced security practices, including encryption and segregated networks, to protect your data.