NAYA

Reconciliation infrastructure for modern fintechs

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Description

NAYA is a purpose-built platform that automates the reconciliation of financial transactions, enabling modern fintechs to streamline backend processes and deliver enhanced data accuracy. The system integrates seamlessly with multiple financial data sources, offering real-time ledgering, automatic matching, and built-in compliance checks to support audit readiness and regulatory needs.

By leveraging AI-driven precision and configurable blueprints for specific financial operations, NAYA helps finance teams minimize manual work, accelerate month-end closes, and launch financial products efficiently. The platform is designed to work with existing payment processors, banking partners, and ERPs, offering a flexible API-first approach for rapid integration.

Key Features

Automated Reconciliation: AI-powered matching of transactions across banks, payment processors, and ERPs.
Double-Entry Ledger: Ensures real-time transaction accuracy with operational double-entry ledgering.
Multi-Source Orchestration: Connects and synchronizes data from any payment processor, bank, or ERP.
Compliance Monitoring: Real-time automated compliance checks and exception alerts.
Audit Trail: Complete and traceable record-keeping for audit readiness.
Alfred Copilot: AI assistant to guide and automate financial workflows.
Blueprints: Pre-built patterns for common fintech operations (wallets, lending, marketplaces, etc.).
API-First Integration: Easily integrates with existing systems using modern APIs.
High Accuracy: Up to 99.9% transaction matching accuracy.
Enterprise Security: SOC 2 Type II certified for complying with fintech regulations.

Use Cases

Accelerating month-end financial close for fintechs
Automating reconciliation between bank, ERP, and payment processor data
Enabling real-time audit evidence collection and reporting
Launching new financial products with pre-built infrastructure
Reducing manual error in high-volume transaction environments
Maintaining continuous compliance with regulatory standards
Scaling finance operations without additional staffing

Frequently Asked Questions

What types of financial data sources does NAYA support?

NAYA can connect to any payment processor, bank, or ERP system, enabling automated reconciliation across platforms such as Stripe, Amazon Payments, and various banks.

How accurate is the transaction matching with NAYA?

NAYA's AI-powered engine delivers up to 99.9% transaction matching accuracy, significantly reducing manual effort and errors.

Is NAYA compliant with fintech data security standards?

Yes, NAYA is SOC 2 Type II certified and offers bank-level data protection and compliance monitoring.

Does NAYA provide audit trails for financial operations?

Yes, NAYA maintains a full audit trail for every transaction and reconciliation process, supporting audit readiness and accountability.