Wise
The fast way to send money abroad
Description
Wise is a leading online financial service enabling users to send, receive, convert, and manage money internationally with ease. Designed for both personal and business needs, Wise provides multi-currency accounts, rapid cross-border transfers, and seamless access to funds through a Wise debit card across more than 200 countries and territories.
With fully transparent, usage-based pricing and the real mid-market exchange rate, Wise ensures customers avoid hidden charges whether transferring funds, holding multiple currencies, or running an international business. Wise prioritizes security, holds necessary financial licenses, and offers support for global compliance and fraud protection.
Key Features
- Fast Transfers: 70% of transfers arrive in under 20 seconds, and 95% within 24 hours
- Transparent Pricing: Clear, upfront fees and no hidden markups
- Mid-Market Exchange Rate: Always uses the real, market exchange rate
- Multi-Currency Accounts: Hold, send, and receive funds in 40+ currencies
- Wise Debit Card: Spend and withdraw worldwide with no foreign transaction fees
- Interest-Earning Options: Opt-in to earn interest on balances (selected markets)
- Business Account: Manage global business finances, pay and get paid internationally
- API Integrations: Connect and automate financial processes with Wise's API
- Robust Security: Regulated in multiple countries, safeguard accounts, advanced anti-fraud
- 24/7 Global Support: Assistance available by phone, chat, or email
Use Cases
- Sending money to family or friends abroad
- Receiving international salary or freelance payments
- Paying suppliers or business partners in different countries
- Managing team finances for a global start-up
- Holding and converting multiple currencies for travel
- Using a card for international spending
- Connecting company accounting with financial APIs
Frequently Asked Questions
How does Wise ensure transparent pricing?
Wise lists all fees upfront and always uses the real mid-market exchange rate, without any hidden markups.
How long do international transfers take with Wise?
Most Wise transfers arrive in seconds, and 95% are completed within a day, depending on factors like funds availability and banking partner systems.
Can Wise be used by businesses?
Yes, Wise offers business accounts with multi-currency management, API integrations, and features designed for start-ups and established companies.
Is Wise safe to use?
Wise is regulated in multiple countries, employs advanced anti-fraud technologies, and safeguards customer funds with robust security practices.
Are there subscription fees for using Wise?
There are no subscription fees; Wise operates on a pay-per-use model with fees depending on the service used.
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