Mobile Credits

A New Era of Payments with AI

Freemium

Description

Mobile Credits introduces a platform designed for the modern financial landscape, integrating embedded and decentralized finance (DeFi) with traditional centralized finance (CeFi) options. It facilitates instant, real-time payments end-to-end from any mobile device, leveraging AI for enhanced security and fraud prevention. The system supports various transaction types, including P2P, C2B, B2B, and more, aiming to provide users with financial sovereignty and freedom of choice across diverse digital ecosystems like Blockchain, Web3, and the Metaverse.

The platform enables users and businesses to accept payments through multiple channels such as NFC, QR codes, URLs, email, and link-in-bio functionalities integrated into a Mobile ID. This Mobile ID serves as a digital vCard, portfolio, and connection hub for social channels. Mobile Credits supports a wide range of currencies, coins, and tokens, including cryptocurrencies like BTC, ETH, and SOL, allowing for seamless cross-border transactions and integration with various wallets and hardware devices. It aims to streamline business operations and payment processes in one unified mobile application.

Key Features

AI-Powered Security: Utilizes AI to help prevent fraud and increase payment conversion rates.
Web3 & Blockchain Integration: Connects with Blockchain, Web3, and Metaverse ecosystems, supporting crypto payments (BTC, ETH, SOL, ERC-20/721) via wallets like MetaMask.
Instant Mobile Payments: Accept payments 24/7 on iOS & Android via NFC*, QR code, URL, Link in Bio, Email, and more (*Requires Code•X Ring for in-person NFC).
CeFi & DeFi Options: Provides flexibility to choose between centralized (Credit/Debit) and decentralized (Cryptocurrency) payment rails.
Mobile ID & Link in Bio: Create a comprehensive Mobile ID for business/products/services, functioning as a versatile social link-in-bio page.
Versatile Payment Acceptance: Supports numerous transaction types including P2P, C2B, B2B, C2G, G2C, B2G, A2A.
Mobile Point of Sale (POS): Enables instant payment acceptance directly on mobile devices.
Live Commerce Capabilities: Allows listing of businesses, products, and services to drive sales.
0% Transfer Fees: Offers free, instant payments between Mobile Credits wallet users.